Nationstar Mortgage in Georgia vs the state
13.6%Denial rate-5.63 pts vs state
16.3%Decision denial rate-8.76 pts vs state
67.4%Origination rate+13.35 pts vs state
7.75%Median rate+1.13 pts vs state
2.41Rate spread (pts)+2.15 pts vs state
$100kMedian applicant income
2,560Loans originated
516Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,738 | 1,804 | 14.3% | 6.38% | #37 |
| 2024 | 3,475 | 2,305 | 14.5% | 7.38% | #31 |
| 2025 | 3,796 | 2,560 | 13.6% | 7.75% | #26 |
What Nationstar Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 340 | 223 | 58 | 17.1% |
| Cobb County | 303 | 211 | 40 | 13.2% |
| Fulton County | 294 | 184 | 50 | 17.0% |
| DeKalb County | 235 | 152 | 35 | 14.9% |
| Forsyth County | 153 | 110 | 23 | 15.0% |
| Cherokee County | 141 | 100 | 15 | 10.6% |
| Henry County | 127 | 84 | 16 | 12.6% |
| Chatham County | 111 | 70 | 16 | 14.4% |
| Paulding County | 111 | 81 | 6 | 5.4% |
| Clayton County | 91 | 59 | 15 | 16.5% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,796 applications in 2025, of which 2,560 were originated and 516 denied.
13.6% of all applications, or 16.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Nationstar Mortgage originated in Georgia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology