Pulte Mortgage in Georgia vs the state
13.8%Denial rate-5.46 pts vs state
17.0%Decision denial rate-8.03 pts vs state
66.6%Origination rate+12.49 pts vs state
5.38%Median rate-1.25 pts vs state
-0.89Rate spread (pts)-1.16 pts vs state
$128kMedian applicant income
803Loans originated
166Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,196 | 842 | 10.5% | 6.25% | #73 |
| 2024 | 1,257 | 909 | 12.0% | 6.13% | #71 |
| 2025 | 1,206 | 803 | 13.8% | 5.38% | #78 |
What Pulte Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bryan County | 260 | 182 | 15 | 5.8% |
| Forsyth County | 167 | 133 | 12 | 7.2% |
| Hall County | 148 | 101 | 26 | 17.6% |
| Fulton County | 139 | 84 | 27 | 19.4% |
| Spalding County | 119 | 88 | 10 | 8.4% |
| Henry County | 86 | 49 | 26 | 30.2% |
| Gwinnett County | 84 | 54 | 14 | 16.7% |
| Newton County | 75 | 29 | 27 | 36.0% |
| Cobb County | 39 | 24 | 4 | 10.3% |
| Greene County | 33 | 20 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,206 applications in 2025, of which 803 were originated and 166 denied.
13.8% of all applications, or 17.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Pulte Mortgage originated in Georgia in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology