Largest lenders in Bryan County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Pulte Mortgage | A | 260 | 182 | 5.8% | 5.63% |
| 2 | Rocket Mortgage | C | 221 | 171 | 12.2% | 6.50% |
| 3 | Mortgage Research Center | C | 177 | 81 | 16.4% | 6.25% |
| 4 | United Shore Financial Services | B | 172 | 138 | 7.0% | 6.13% |
| 5 | Navy Federal Credit Union | D | 157 | 88 | 17.8% | 8.20% |
| 6 | Broker Solutions | D | 138 | 88 | 7.3% | 6.75% |
| 7 | Pennymac Loan Services | C | 112 | 75 | 4.5% | 6.62% |
| 8 | Freedom Mortgage | B | 99 | 48 | 8.1% | 6.25% |
| 9 | Ameris Bank | B | 73 | 59 | 4.1% | 6.80% |
| 10 | Fairway Independent Mortgage | B | 62 | 36 | 12.9% | 6.56% |
| 11 | Vanderbilt Mortgage and Finance | F | 60 | 26 | 18.3% | 5.99% |
| 12 | Newrez | D | 50 | 23 | 20.0% | 6.24% |
| 13 | Lakeview Loan Servicing | C | 48 | 13 | 47.9% | 5.99% |
| 14 | Guild Mortgage | A | 48 | 36 | 4.2% | 6.25% |
| 15 | Movement Mortgage | A | 42 | 28 | 2.4% | 6.44% |
| 16 | Bank of America | F | 41 | 19 | 26.8% | 6.13% |
| 17 | 21st Mortgage | F | 39 | 13 | 38.5% | 9.70% |
| 18 | Truist Bank | C | 36 | 14 | 38.9% | 6.84% |
| 19 | Loandepot.Com | D | 35 | 17 | 20.0% | 6.38% |
| 20 | SouthState Bank | B | 34 | 25 | 17.7% | 6.85% |
| 21 | AmeriSave Mortgage | D | 30 | 9 | 50.0% | 8.38% |
| 22 | Carrington Mortgage Services | D | 29 | 8 | 41.4% | 6.19% |
| 23 | Spring Eq | D | 28 | 8 | 57.1% | 9.76% |
| 24 | Figure Lending | C | 26 | 14 | 15.4% | 8.10% |
| 25 | New Day Financial | F | 25 | 3 | 24.0% | 6.99% |
Best approval odds in Bryan County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Ameris Bank | 62 | 4.8% |
| 2 | Pennymac Loan Services | 82 | 6.1% |
| 3 | Pulte Mortgage | 197 | 7.6% |
| 4 | United Shore Financial Services | 156 | 7.7% |
| 5 | Broker Solutions | 105 | 9.5% |
| 6 | Freedom Mortgage | 66 | 12.1% |
| 7 | Rocket Mortgage | 207 | 13.0% |
| 8 | Navy Federal Credit Union | 118 | 23.7% |
| 9 | Mortgage Research Center | 111 | 26.1% |
What Bryan County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Bryan County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,457 | 1,462 | 16.9% | 6.63% | $275,000 |
| 2024 | 2,606 | 1,582 | 15.5% | 6.63% | $295,000 |
| 2025 | 2,985 | 1,786 | 13.8% | 6.49% | $305,000 |
Frequently asked questions
13.8% of applications in Bryan County were denied in 2025, against 19.2% statewide in Georgia.
Pulte Mortgage, with 260 applications in 2025 and a denial rate of 5.8%.
The median mortgage application in Bryan County in 2025 was for $305,000; the median property value on originated loans was $435,000.