AmeriSave Mortgage in Georgia vs the state
62.4%Denial rate+43.14 pts vs state
70.5%Decision denial rate+45.41 pts vs state
25.4%Origination rate-28.71 pts vs state
8.00%Median rate+1.38 pts vs state
2.21Rate spread (pts)+1.94 pts vs state
$72kMedian applicant income
1,343Loans originated
3,300Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,739 | 939 | 24.8% | 6.25% | #17 |
| 2024 | 6,457 | 956 | 70.7% | 9.00% | #15 |
| 2025 | 5,292 | 1,343 | 62.4% | 8.00% | #19 |
What AmeriSave Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 435 | 88 | 307 | 70.6% |
| Gwinnett County | 402 | 94 | 264 | 65.7% |
| DeKalb County | 359 | 70 | 254 | 70.8% |
| Cobb County | 310 | 80 | 182 | 58.7% |
| Henry County | 180 | 46 | 107 | 59.4% |
| Clayton County | 177 | 34 | 126 | 71.2% |
| Chatham County | 166 | 40 | 105 | 63.3% |
| Cherokee County | 142 | 47 | 86 | 60.6% |
| Paulding County | 126 | 45 | 67 | 53.2% |
| Muscogee County | 121 | 29 | 72 | 59.5% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5,292 applications in 2025, of which 1,343 were originated and 3,300 denied.
62.4% of all applications, or 70.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans AmeriSave Mortgage originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology