Movement Mortgage · Georgia · 2025

Movement Mortgage in Georgia: approval rate, denial rate and rates (2025)

Movement Mortgage took 3,494 mortgage applications in Georgia in 2025, ranking #31 of 1,201 lenders active in the state. It originated 68.4% of them and denied 4.9% (5.7% of the applications it decided), against a statewide denial rate of 19.2%.

3.5kApplicationsin GA
5.7%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$295,000Median loanstate $235,000
$772MVolume109 counties

Movement Mortgage in Georgia vs the state

4.9%Denial rate-14.35 pts vs state
5.7%Decision denial rate-19.37 pts vs state
68.4%Origination rate+14.26 pts vs state
6.50%Median rate-0.13 pts vs state
0.25Rate spread (pts)-0.02 pts vs state
$107kMedian applicant income
2,388Loans originated
170Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20234,1272,7485.3%6.75%#26
20244,2313,0234.9%6.63%#24
20253,4942,3884.9%6.50%#31

What Movement Mortgage lends in Georgia

By loan purpose

Home purchase 2,720 78% · 4.1% denied
Refinance 272 8% · 4.8% denied
Cash-out refinance 351 10% · 2.3% denied
Home improvement 71 2% · 25.4% denied
Other / HELOC 80 2% · 23.8% denied

By loan type

Conventional 1,974 56% · 4.9% denied
FHA 984 28% · 7.1% denied
VA 524 15% · 0.4% denied
USDA / RHS 12 0% · 8.3% denied

Why it denied Georgia applicants

Debt-to-income ratio 67 39%
Credit history 27 16%
Other 21 12%
Incomplete application 15 9%
Unverifiable information 14 8%
Collateral 12 7%
Insufficient cash 8 5%
Employment history 6 4%

Where in Georgia

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Fulton County 35322923 6.5%
Cobb County 2561719 3.5%
Chatham County 2091349 4.3%
DeKalb County 18311510 5.5%
Bartow County 1711523 1.8%
Columbia County 1611224 2.5%
Cherokee County 1391074 2.9%
Catoosa County 121856 5.0%
Richmond County 117821 0.9%
Paulding County 111873 2.7%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 3,494 applications in 2025, of which 2,388 were originated and 170 denied.

4.9% of all applications, or 5.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Movement Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology