Largest lenders in Catoosa County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Tennessee Valley FCU | D | 259 | 146 | 23.2% | 6.38% |
| 2 | Rocket Mortgage | C | 221 | 158 | 19.9% | 6.75% |
| 3 | Regions Bank | C | 152 | 68 | 38.8% | 4.99% |
| 4 | Movement Mortgage | A | 121 | 85 | 5.0% | 6.63% |
| 5 | Vanderbilt Mortgage and Finance | F | 115 | 10 | 36.5% | 9.88% |
| 6 | United Shore Financial Services | B | 98 | 70 | 9.2% | 6.10% |
| 7 | Summit Funding | C | 96 | 62 | 0.0% | 6.88% |
| 8 | Union Home Mortgage | B | 94 | 69 | 5.3% | 6.50% |
| 9 | CMG Mortgage | A | 90 | 63 | 1.1% | 6.63% |
| 10 | FirstBank | C | 89 | 71 | 6.7% | 6.75% |
| 11 | Pennymac Loan Services | C | 75 | 45 | 8.0% | 6.50% |
| 12 | Leaderone Financial | D | 72 | 46 | 9.7% | 6.50% |
| 13 | Builtwell Bank | C | 71 | 53 | 22.5% | — |
| 14 | Freedom Mortgage | B | 70 | 24 | 8.6% | 6.25% |
| 15 | Mortgage Research Center | C | 66 | 33 | 22.7% | 6.25% |
| 16 | Loandepot.Com | D | 63 | 33 | 28.6% | 6.38% |
| 17 | Truist Bank | C | 62 | 32 | 35.5% | 6.49% |
| 18 | Broker Solutions | D | 61 | 22 | 8.2% | 6.88% |
| 19 | Newrez | D | 54 | 13 | 31.5% | 7.13% |
| 20 | AmeriSave Mortgage | D | 39 | 10 | 66.7% | 8.25% |
| 21 | Spring Eq | D | 39 | 12 | 43.6% | 8.54% |
| 22 | Cadence Bank | B | 37 | 22 | 21.6% | 7.00% |
| 23 | 21st Mortgage | F | 35 | 13 | 42.9% | 11.53% |
| 24 | Navy Federal Credit Union | D | 34 | 11 | 26.5% | 6.00% |
| 25 | Bank of America | F | 33 | 10 | 42.4% | 6.50% |
Best approval odds in Catoosa County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Summit Funding | 63 | 0.0% |
| 2 | CMG Mortgage | 74 | 1.4% |
| 3 | Movement Mortgage | 103 | 5.8% |
| 4 | Union Home Mortgage | 77 | 6.5% |
| 5 | FirstBank | 79 | 7.6% |
| 6 | United Shore Financial Services | 79 | 11.4% |
| 7 | Pennymac Loan Services | 51 | 11.8% |
| 8 | Leaderone Financial | 53 | 13.2% |
| 9 | Rocket Mortgage | 207 | 21.3% |
| 10 | Builtwell Bank | 69 | 23.2% |
What Catoosa County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Catoosa County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,708 | 1,484 | 20.5% | 6.95% | $175,000 |
| 2024 | 2,997 | 1,651 | 19.9% | 6.88% | $175,000 |
| 2025 | 3,252 | 1,822 | 18.1% | 6.63% | $195,000 |
Frequently asked questions
18.1% of applications in Catoosa County were denied in 2025, against 19.2% statewide in Georgia.
Tennessee Valley FCU, with 259 applications in 2025 and a denial rate of 23.2%.
The median mortgage application in Catoosa County in 2025 was for $195,000; the median property value on originated loans was $305,000.