Builtwell Bank in Georgia vs the state
23.1%Denial rate+3.86 pts vs state
24.6%Decision denial rate-0.50 pts vs state
69.6%Origination rate+15.55 pts vs state
—Median rate
—Rate spread (pts)
$100kMedian applicant income
172Loans originated
57Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 302 | 193 | 22.2% | — | #175 |
| 2024 | 232 | 142 | 31.5% | — | #214 |
| 2025 | 247 | 172 | 23.1% | — | #220 |
What Builtwell Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Builtwell Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Catoosa County | 71 | 53 | 16 | 22.5% |
| Whitfield County | 66 | 42 | 18 | 27.3% |
| Gordon County | 39 | 29 | 10 | 25.6% |
| Walker County | 32 | 18 | 7 | 21.9% |
| Murray County | 16 | 12 | 4 | 25.0% |
| Floyd County | 6 | 6 | 0 | 0.0% |
| Dade County | 4 | 3 | 0 | 0.0% |
| Chattooga County | 3 | 2 | 0 | 0.0% |
| Bulloch County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 247 applications in 2025, of which 172 were originated and 57 denied.
23.1% of all applications, or 24.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Builtwell Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology