Gordon County, Georgia · 2025

Mortgage lenders in Gordon County, GA: denial rates and top lenders (2025)

234 lenders acted on 2,585 mortgage applications for properties in Gordon County in 2025. 19.0% were denied (Georgia: 19.2%). Median rate on closed loans 6.50%; median loan $205,000; median property value $305,000.

2.6kApplications
19.0%Denial ratestate 19.2%
6.50%Median ratestate 6.63%
$205,000Median loan
$305,000Median property value

Largest lenders in Gordon County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 159114 20.8%6.56%
2 United Shore Financial Services B 12181 12.4%6.13%
3 Regions Bank C 10759 32.7%6.88%
4 NVR Mortgage Finance B 8847 33.0%5.99%
5 Vanderbilt Mortgage and Finance F 8410 31.0%9.13%
6 Synovus Bank D 8253 29.3%8.20%
7 Guaranteed Rate B 7537 4.0%6.38%
8 Pennymac Loan Services C 7035 7.1%6.13%
9 Family Savings Credit Union B 6845 16.2%8.00%
10 Fairway Independent Mortgage B 6742 3.0%6.63%
11 Swbc Mortgage A 6744 7.5%6.31%
12 Loandepot.Com D 6446 21.9%6.06%
13 Truist Bank C 6231 35.5%6.84%
14 United Community Bank B 4926 34.7%6.88%
15 Freedom Mortgage B 4919 6.1%6.25%
16 Mortgage Research Center C 4318 25.6%6.38%
17 Builtwell Bank C 3929 25.6%
18 Crosscountry Mortgage B 3721 0.0%6.49%
19 Millennium Bank C 3629 11.1%
20 Banksouth Mortgage Company A 3432 2.9%6.13%
21 Ameris Bank B 3326 9.1%6.13%
22 Movement Mortgage A 3227 3.1%6.50%
23 Broker Solutions D 318 16.1%6.63%
24 Navy Federal Credit Union D 2911 31.0%7.75%
25 Newrez D 277 22.2%6.49%

Best approval odds in Gordon County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Swbc Mortgage529.6%
2United Shore Financial Services9715.5%
3Family Savings Credit Union6516.9%
4Rocket Mortgage15121.9%
5Loandepot.Com6023.3%
6Synovus Bank7731.2%
7Regions Bank10035.0%
8NVR Mortgage Finance7638.2%
9Truist Bank5639.3%

What Gordon County borrowers applied for

By loan purpose

Home purchase 1,227 47% · 13.3% denied
Refinance 405 16% · 15.3% denied
Cash-out refinance 468 18% · 23.5% denied
Home improvement 194 8% · 37.1% denied
Other / HELOC 291 11% · 28.9% denied

By loan type

Conventional 1,617 63% · 21.5% denied
FHA 684 26% · 17.4% denied
VA 244 9% · 9.0% denied
USDA / RHS 40 2% · 5.0% denied

Why applications were denied

Credit history 137 28%
Debt-to-income ratio 128 27%
Collateral 72 15%
Incomplete application 65 13%
Other 40 8%
Unverifiable information 24 5%
Insufficient cash 9 2%
Employment history 7 1%

Gordon County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,1851,20221.1%6.88%$185,000
20242,1411,22720.1%6.87%$185,000
20252,5851,43319.0%6.50%$205,000

Frequently asked questions

19.0% of applications in Gordon County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 159 applications in 2025 and a denial rate of 20.8%.

The median mortgage application in Gordon County in 2025 was for $205,000; the median property value on originated loans was $305,000.