Family Savings Credit Union in Georgia vs the state
15.8%Denial rate-3.47 pts vs state
16.1%Decision denial rate-8.93 pts vs state
71.8%Origination rate+17.69 pts vs state
8.00%Median rate+1.38 pts vs state
0.84Rate spread (pts)+0.57 pts vs state
$89kMedian applicant income
351Loans originated
77Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 541 | 418 | 22.7% | 8.75% | #121 |
| 2024 | 542 | 452 | 13.1% | 9.00% | #136 |
| 2025 | 489 | 351 | 15.8% | 8.00% | #155 |
What Family Savings Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Family Savings Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bartow County | 168 | 124 | 27 | 16.1% |
| Paulding County | 82 | 58 | 10 | 12.2% |
| Polk County | 78 | 59 | 12 | 15.4% |
| Gordon County | 68 | 45 | 11 | 16.2% |
| Floyd County | 25 | 13 | 9 | 36.0% |
| Cobb County | 17 | 15 | 0 | 0.0% |
| Haralson County | 14 | 12 | 1 | 7.1% |
| Carroll County | 6 | 4 | 1 | 16.7% |
| Cherokee County | 5 | 4 | 0 | 0.0% |
| Walker County | 4 | 2 | 1 | 25.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 489 applications in 2025, of which 351 were originated and 77 denied.
15.8% of all applications, or 16.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Family Savings Credit Union originated in Georgia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Family Savings Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology