Regions Bank in Georgia vs the state
37.9%Denial rate+18.63 pts vs state
42.4%Decision denial rate+17.33 pts vs state
44.5%Origination rate-9.62 pts vs state
6.13%Median rate-0.50 pts vs state
-0.03Rate spread (pts)-0.30 pts vs state
$100kMedian applicant income
2,869Loans originated
2,442Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,218 | 2,954 | 38.9% | 7.63% | #11 |
| 2024 | 6,626 | 2,696 | 39.9% | 6.99% | #14 |
| 2025 | 6,451 | 2,869 | 37.9% | 6.13% | #15 |
What Regions Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 563 | 263 | 163 | 29.0% |
| Cobb County | 408 | 174 | 159 | 39.0% |
| Gwinnett County | 375 | 141 | 164 | 43.7% |
| Hall County | 301 | 146 | 94 | 31.2% |
| Cherokee County | 273 | 148 | 81 | 29.7% |
| Forsyth County | 263 | 125 | 86 | 32.7% |
| DeKalb County | 242 | 105 | 91 | 37.6% |
| Paulding County | 198 | 85 | 87 | 43.9% |
| Whitfield County | 186 | 70 | 83 | 44.6% |
| Columbia County | 182 | 88 | 61 | 33.5% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 6,451 applications in 2025, of which 2,869 were originated and 2,442 denied.
37.9% of all applications, or 42.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Regions Bank originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology