Largest lenders in Dade County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank & Trust | A | 56 | 54 | 0.0% | — |
| 2 | Bank of Dade | – | 54 | 45 | 9.3% | — |
| 3 | Rocket Mortgage | C | 50 | 35 | 16.0% | 6.50% |
| 4 | Tennessee Valley FCU | D | 49 | 28 | 20.4% | 6.57% |
| 5 | Vanderbilt Mortgage and Finance | F | 32 | 4 | 34.4% | 8.62% |
| 6 | Movement Mortgage | A | 23 | 17 | 0.0% | 6.99% |
| 7 | Regions Bank | C | 20 | 9 | 45.0% | 4.99% |
| 8 | United Shore Financial Services | B | 19 | 14 | 10.5% | 6.06% |
| 9 | Summit Funding | C | 15 | 6 | 13.3% | 7.25% |
| 10 | Pennymac Loan Services | C | 13 | 8 | 0.0% | 6.69% |
| 11 | AmeriSave Mortgage | D | 13 | 5 | 61.5% | 9.50% |
| 12 | Union Home Mortgage | B | 12 | 6 | 8.3% | 6.44% |
| 13 | Truist Bank | C | 10 | 4 | 30.0% | 6.70% |
| 14 | FirstBank | C | 10 | 9 | 0.0% | 6.50% |
| 15 | Freedom Mortgage | B | 10 | 7 | 0.0% | 6.38% |
| 16 | Highlands Residential Mortgage | B | 10 | 7 | 10.0% | 6.99% |
| 17 | CMG Mortgage | A | 10 | 7 | 20.0% | 6.85% |
| 18 | Broker Solutions | D | 10 | 2 | 10.0% | 6.93% |
| 19 | Mortgage Research Center | C | 10 | 7 | 20.0% | 6.25% |
| 20 | Southwest Stage Funding | F | 9 | 2 | 0.0% | 9.05% |
| 21 | Fairway Independent Mortgage | B | 8 | 6 | 12.5% | 6.81% |
| 22 | Triad Financial Services | D | 7 | 1 | 42.9% | 7.55% |
| 23 | Ark-La-Tex Financial Services, LLC. | A | 7 | 5 | 0.0% | 6.75% |
| 24 | Crosscountry Mortgage | B | 6 | 3 | 16.7% | 6.75% |
| 25 | Mortgage Right | C | 6 | 4 | 0.0% | 6.75% |
Best approval odds in Dade County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Citizens Bank & Trust | 55 | 0.0% |
| 2 | Bank of Dade | 52 | 9.6% |
What Dade County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dade County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 528 | 279 | 22.9% | 6.99% | $155,000 |
| 2024 | 622 | 359 | 19.5% | 6.99% | $155,000 |
| 2025 | 676 | 404 | 15.4% | 6.63% | $175,000 |
Frequently asked questions
15.4% of applications in Dade County were denied in 2025, against 19.2% statewide in Georgia.
Citizens Bank & Trust, with 56 applications in 2025 and a denial rate of 0.0%.
The median mortgage application in Dade County in 2025 was for $175,000; the median property value on originated loans was $305,000.