Bank of Dade in Georgia vs the state
11.6%Denial rate-7.63 pts vs state
12.1%Decision denial rate-12.95 pts vs state
79.7%Origination rate+25.62 pts vs state
—Median rate
—Rate spread (pts)
$83kMedian applicant income
55Loans originated
8Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 52 | 6.3% | — | #385 |
| 2024 | 67 | 65 | 1.5% | — | #393 |
| 2025 | 69 | 55 | 11.6% | — | #394 |
What Bank of Dade lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Bank of Dade applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dade County | 54 | 45 | 5 | 9.3% |
| Walker County | 14 | 10 | 3 | 21.4% |
| Chattooga County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 69 applications in 2025, of which 55 were originated and 8 denied.
11.6% of all applications, or 12.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Dade's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology