Mortgage Right in Georgia vs the state
4.2%Denial rate-14.99 pts vs state
6.6%Decision denial rate-18.47 pts vs state
59.9%Origination rate+5.84 pts vs state
6.38%Median rate-0.25 pts vs state
0.23Rate spread (pts)-0.04 pts vs state
$100kMedian applicant income
184Loans originated
13Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 350 | 224 | 2.0% | 6.63% | #163 |
| 2024 | 377 | 207 | 3.7% | 6.50% | #165 |
| 2025 | 307 | 184 | 4.2% | 6.38% | #198 |
What Mortgage Right lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mortgage Right applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cherokee County | 46 | 33 | 3 | 6.5% |
| Catoosa County | 30 | 16 | 2 | 6.7% |
| Cobb County | 28 | 16 | 1 | 3.6% |
| Fulton County | 19 | 10 | 0 | 0.0% |
| DeKalb County | 16 | 8 | 0 | 0.0% |
| Walker County | 13 | 12 | 0 | 0.0% |
| Bartow County | 11 | 6 | 0 | 0.0% |
| Clayton County | 11 | 6 | 0 | 0.0% |
| Whitfield County | 11 | 5 | 2 | 18.2% |
| Paulding County | 10 | 6 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 307 applications in 2025, of which 184 were originated and 13 denied.
4.2% of all applications, or 6.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mortgage Right originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Right's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology