Southwest Stage Funding in Georgia vs the state
7.0%Denial rate-12.18 pts vs state
16.0%Decision denial rate-9.12 pts vs state
23.2%Origination rate-30.89 pts vs state
7.50%Median rate+0.88 pts vs state
1.51Rate spread (pts)+1.24 pts vs state
$71kMedian applicant income
135Loans originated
41Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 218 | 120 | 39.5% | 7.20% | #214 |
| 2024 | 637 | 108 | 6.4% | 7.36% | #125 |
| 2025 | 582 | 135 | 7.0% | 7.50% | #138 |
What Southwest Stage Funding lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 24 | 4 | 1 | 4.2% |
| Floyd County | 17 | 2 | 0 | 0.0% |
| Murray County | 16 | 8 | 1 | 6.3% |
| Brantley County | 16 | 7 | 1 | 6.3% |
| Laurens County | 16 | 4 | 0 | 0.0% |
| Whitfield County | 15 | 3 | 1 | 6.7% |
| Lowndes County | 14 | 5 | 2 | 14.3% |
| Walker County | 14 | 3 | 2 | 14.3% |
| Bulloch County | 12 | 5 | 0 | 0.0% |
| Colquitt County | 12 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 582 applications in 2025, of which 135 were originated and 41 denied.
7.0% of all applications, or 16.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Southwest Stage Funding originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology