Largest lenders in Brantley County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 82 | 21 | 40.2% | 9.51% |
| 2 | Vanderbilt Mortgage and Finance | F | 64 | 8 | 40.6% | 10.63% |
| 3 | Rocket Mortgage | C | 54 | 45 | 7.4% | 6.25% |
| 4 | United Shore Financial Services | B | 28 | 19 | 10.7% | 6.49% |
| 5 | Southeastern Bank | B | 27 | 22 | 7.4% | — |
| 6 | Mortgage Research Center | C | 23 | 8 | 21.7% | 6.63% |
| 7 | PrimeSouth Bank | C | 23 | 19 | 8.7% | 8.00% |
| 8 | Southwest Stage Funding | F | 16 | 7 | 6.3% | 6.25% |
| 9 | Crosscountry Mortgage | B | 12 | 5 | 0.0% | 7.08% |
| 10 | Navy Federal Credit Union | D | 11 | 7 | 27.3% | 6.13% |
| 11 | Broker Solutions | D | 10 | 5 | 20.0% | 6.75% |
| 12 | Cardinal Financial Company, Limited Partnership | B | 9 | 6 | 22.2% | 7.00% |
| 13 | Triad Financial Services | D | 9 | 2 | 22.2% | 9.02% |
| 14 | Pennymac Loan Services | C | 8 | 5 | 25.0% | 6.25% |
| 15 | AmeriSave Mortgage | D | 8 | 0 | 87.5% | — |
| 16 | Towne Mortgage | B | 8 | 7 | 0.0% | 6.75% |
| 17 | Georgia'S Own | F | 8 | 2 | 50.0% | 6.80% |
| 18 | United Community Bank | B | 7 | 5 | 0.0% | 7.13% |
| 19 | Truist Bank | C | 7 | 5 | 28.6% | 6.70% |
| 20 | Kind Lending | C | 7 | 6 | 14.3% | 6.88% |
| 21 | Freedom Mortgage | B | 7 | 5 | 0.0% | 6.25% |
| 22 | Interstate Credit Union | F | 6 | 3 | 33.3% | 7.25% |
| 23 | Presidential Bank | B | 6 | 5 | 16.7% | 6.25% |
| 24 | Planet Home Lending | B | 6 | 3 | 33.3% | 6.38% |
| 25 | USAA Federal Savings Bank | C | 5 | 1 | 40.0% | 6.63% |
Best approval odds in Brantley County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | 21st Mortgage | 56 | 58.9% |
What Brantley County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Brantley County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 617 | 284 | 29.7% | 7.13% | $135,000 |
| 2024 | 654 | 305 | 24.2% | 6.99% | $135,000 |
| 2025 | 605 | 312 | 22.8% | 6.75% | $155,000 |
Frequently asked questions
22.8% of applications in Brantley County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 82 applications in 2025 and a denial rate of 40.2%.
The median mortgage application in Brantley County in 2025 was for $155,000; the median property value on originated loans was $225,000.