Towne Mortgage in Georgia vs the state
4.5%Denial rate-14.73 pts vs state
4.8%Decision denial rate-20.27 pts vs state
76.4%Origination rate+22.27 pts vs state
6.49%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.11 pts vs state
$88kMedian applicant income
646Loans originated
38Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 394 | 276 | 6.1% | 6.50% | #151 |
| 2024 | 547 | 433 | 4.6% | 6.63% | #134 |
| 2025 | 846 | 646 | 4.5% | 6.49% | #110 |
What Towne Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Towne Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pickens County | 43 | 34 | 0 | 0.0% |
| Decatur County | 37 | 32 | 1 | 2.7% |
| Thomas County | 31 | 26 | 0 | 0.0% |
| Bartow County | 28 | 18 | 0 | 0.0% |
| Richmond County | 27 | 20 | 0 | 0.0% |
| Coffee County | 26 | 22 | 1 | 3.8% |
| Cobb County | 23 | 17 | 3 | 13.0% |
| Camden County | 23 | 20 | 0 | 0.0% |
| Columbia County | 21 | 18 | 0 | 0.0% |
| Gordon County | 21 | 19 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 846 applications in 2025, of which 646 were originated and 38 denied.
4.5% of all applications, or 4.8% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Towne Mortgage originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Towne Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology