Largest lenders in Camden County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 555 | 458 | 7.6% | 6.25% |
| 2 | Navy Federal Credit Union | D | 391 | 206 | 17.4% | 7.75% |
| 3 | Mortgage Research Center | C | 183 | 82 | 21.3% | 6.25% |
| 4 | United Shore Financial Services | B | 129 | 92 | 10.1% | 5.75% |
| 5 | Freedom Mortgage | B | 110 | 46 | 6.4% | 6.19% |
| 6 | Pennymac Loan Services | C | 93 | 58 | 6.5% | 6.13% |
| 7 | Inspire Home Loans | B | 69 | 53 | 11.6% | 4.88% |
| 8 | 21st Mortgage | F | 68 | 11 | 47.1% | 9.94% |
| 9 | Presidential Bank | B | 63 | 48 | 3.2% | 6.25% |
| 10 | Newrez | D | 58 | 20 | 17.2% | 6.75% |
| 11 | Georgia'S Own | F | 55 | 17 | 34.6% | 7.50% |
| 12 | Rmc Home Mortgage | B | 52 | 38 | 3.9% | 6.25% |
| 13 | Kind Lending | C | 42 | 28 | 23.8% | 6.25% |
| 14 | Ameris Bank | B | 41 | 26 | 9.8% | 7.25% |
| 15 | Lakeview Loan Servicing | C | 41 | 10 | 43.9% | 6.19% |
| 16 | Fairway Independent Mortgage | B | 40 | 29 | 0.0% | 6.75% |
| 17 | Guaranteed Rate | B | 38 | 14 | 5.3% | 6.15% |
| 18 | Carrington Mortgage Services | D | 38 | 14 | 44.7% | 6.06% |
| 19 | Loandepot.Com | D | 36 | 19 | 22.2% | 6.75% |
| 20 | Canopy Mortgage | B | 32 | 25 | 0.0% | 5.38% |
| 21 | AmeriSave Mortgage | D | 30 | 11 | 43.3% | 8.50% |
| 22 | Vanderbilt Mortgage and Finance | F | 29 | 2 | 37.9% | 9.49% |
| 23 | Village Capital & Investment | C | 28 | 10 | 3.6% | 5.63% |
| 24 | Bank of America | F | 27 | 10 | 33.3% | 6.49% |
| 25 | Vystar Credit Union | D | 27 | 10 | 44.4% | 6.75% |
Best approval odds in Camden County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Presidential Bank | 50 | 4.0% |
| 2 | Rocket Mortgage | 508 | 8.3% |
| 3 | Pennymac Loan Services | 67 | 9.0% |
| 4 | Freedom Mortgage | 67 | 10.5% |
| 5 | United Shore Financial Services | 110 | 11.8% |
| 6 | Inspire Home Loans | 66 | 12.1% |
| 7 | Navy Federal Credit Union | 277 | 24.6% |
| 8 | Mortgage Research Center | 121 | 32.2% |
What Camden County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Camden County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 2,606 | 1,485 | 17.8% | 6.63% | $225,000 |
| 2024 | 3,079 | 1,828 | 15.6% | 6.50% | $235,000 |
| 2025 | 3,315 | 1,940 | 15.1% | 6.38% | $255,000 |
Frequently asked questions
15.1% of applications in Camden County were denied in 2025, against 19.2% statewide in Georgia.
Rocket Mortgage, with 555 applications in 2025 and a denial rate of 7.6%.
The median mortgage application in Camden County in 2025 was for $255,000; the median property value on originated loans was $325,000.