Rmc Home Mortgage in Georgia vs the state
3.6%Denial rate-15.58 pts vs state
4.6%Decision denial rate-20.52 pts vs state
74.6%Origination rate+20.46 pts vs state
6.25%Median rate-0.38 pts vs state
-0.04Rate spread (pts)-0.31 pts vs state
$115kMedian applicant income
41Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 2 | 44.4% | 5.62% | #676 |
| 2024 | 25 | 19 | 0.0% | 6.25% | #539 |
| 2025 | 55 | 41 | 3.6% | 6.25% | #426 |
What Rmc Home Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Rmc Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 52 | 38 | 2 | 3.8% |
| Liberty County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 55 applications in 2025, of which 41 were originated and 2 denied.
3.6% of all applications, or 4.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Rmc Home Mortgage originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Rmc Home Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology