Carrington Mortgage Services in Georgia vs the state
46.1%Denial rate+26.90 pts vs state
56.5%Decision denial rate+31.46 pts vs state
28.5%Origination rate-25.63 pts vs state
6.63%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.38 pts vs state
$84kMedian applicant income
873Loans originated
1,415Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,032 | 844 | 49.8% | 6.63% | #34 |
| 2024 | 2,742 | 829 | 44.2% | 6.63% | #37 |
| 2025 | 3,068 | 873 | 46.1% | 6.63% | #36 |
What Carrington Mortgage Services lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 280 | 83 | 127 | 45.4% |
| Fulton County | 248 | 55 | 125 | 50.4% |
| DeKalb County | 213 | 54 | 105 | 49.3% |
| Cobb County | 152 | 47 | 67 | 44.1% |
| Henry County | 143 | 42 | 69 | 48.3% |
| Clayton County | 134 | 33 | 62 | 46.3% |
| Chatham County | 96 | 23 | 46 | 47.9% |
| Douglas County | 91 | 20 | 43 | 47.3% |
| Paulding County | 78 | 26 | 24 | 30.8% |
| Newton County | 71 | 16 | 29 | 40.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,068 applications in 2025, of which 873 were originated and 1,415 denied.
46.1% of all applications, or 56.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Carrington Mortgage Services originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology