Canopy Mortgage in Georgia vs the state
1.7%Denial rate-17.49 pts vs state
2.6%Decision denial rate-22.51 pts vs state
65.0%Origination rate+10.93 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$100kMedian applicant income
1,465Loans originated
39Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 879 | 597 | 2.7% | 6.75% | #88 |
| 2024 | 1,952 | 1,365 | 1.8% | 6.25% | #49 |
| 2025 | 2,253 | 1,465 | 1.7% | 6.25% | #48 |
What Canopy Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Canopy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Muscogee County | 265 | 191 | 3 | 1.1% |
| Fulton County | 187 | 114 | 1 | 0.5% |
| DeKalb County | 146 | 95 | 6 | 4.1% |
| Carroll County | 144 | 104 | 0 | 0.0% |
| Cobb County | 127 | 77 | 4 | 3.1% |
| Paulding County | 88 | 56 | 0 | 0.0% |
| Houston County | 81 | 56 | 2 | 2.5% |
| Gwinnett County | 81 | 47 | 0 | 0.0% |
| Harris County | 81 | 60 | 0 | 0.0% |
| Henry County | 62 | 32 | 1 | 1.6% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 2,253 applications in 2025, of which 1,465 were originated and 39 denied.
1.7% of all applications, or 2.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Canopy Mortgage originated in Georgia in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Canopy Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology