Triad Financial Services in Georgia vs the state
55.4%Denial rate+36.22 pts vs state
55.6%Decision denial rate+30.54 pts vs state
14.9%Origination rate-39.18 pts vs state
8.50%Median rate+1.88 pts vs state
2.74Rate spread (pts)+2.47 pts vs state
$60kMedian applicant income
248Loans originated
922Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,233 | 229 | 67.2% | 8.00% | #44 |
| 2024 | 2,025 | 219 | 63.8% | 8.30% | #47 |
| 2025 | 1,663 | 248 | 55.4% | 8.50% | #58 |
What Triad Financial Services lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clayton County | 80 | 15 | 43 | 53.8% |
| Cobb County | 73 | 27 | 38 | 52.1% |
| Henry County | 68 | 4 | 49 | 72.1% |
| Lowndes County | 59 | 5 | 31 | 52.5% |
| Colquitt County | 44 | 5 | 22 | 50.0% |
| Worth County | 43 | 2 | 22 | 51.2% |
| Floyd County | 41 | 7 | 25 | 61.0% |
| Effingham County | 37 | 6 | 17 | 45.9% |
| Haralson County | 36 | 13 | 14 | 38.9% |
| Thomas County | 36 | 7 | 20 | 55.6% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,663 applications in 2025, of which 248 were originated and 922 denied.
55.4% of all applications, or 55.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Triad Financial Services originated in Georgia in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology