Largest lenders in Worth County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 64 | 12 | 50.0% | 9.44% |
| 2 | Vanderbilt Mortgage and Finance | F | 58 | 9 | 27.6% | 10.75% |
| 3 | Triad Financial Services | D | 43 | 2 | 51.2% | 9.15% |
| 4 | Rocket Mortgage | C | 34 | 25 | 20.6% | 6.49% |
| 5 | Truist Bank | C | 25 | 13 | 32.0% | 7.20% |
| 6 | Georgia'S Own | F | 19 | 5 | 26.3% | 7.50% |
| 7 | South Georgia Banking | C | 18 | 16 | 5.6% | — |
| 8 | Canopy Mortgage | B | 15 | 10 | 0.0% | 6.31% |
| 9 | Renasant Bank | B | 15 | 10 | 20.0% | 6.87% |
| 10 | Broker Solutions | D | 14 | 7 | 0.0% | 7.06% |
| 11 | Freedom Mortgage | B | 12 | 5 | 8.3% | 6.25% |
| 12 | Georgia Community Bank | A | 11 | 11 | 0.0% | — |
| 13 | Navy Federal Credit Union | D | 10 | 2 | 20.0% | 9.31% |
| 14 | Tammac Holdings | D | 9 | 0 | 77.8% | — |
| 15 | Ameris Bank | B | 8 | 8 | 0.0% | 7.00% |
| 16 | Planet Home Lending | B | 8 | 6 | 12.5% | 6.87% |
| 17 | Regions Bank | C | 7 | 5 | 14.3% | 6.00% |
| 18 | AmeriSave Mortgage | D | 7 | 3 | 57.1% | 7.25% |
| 19 | BoxCar Mortgage | A | 7 | 6 | 0.0% | 6.63% |
| 20 | Credit Human Federal Credit Union | D | 7 | 2 | 42.9% | 8.85% |
| 21 | Newrez | D | 7 | 1 | 42.9% | 9.13% |
| 22 | Colony Bank | B | 7 | 5 | 28.6% | 6.88% |
| 23 | FirstBank | C | 6 | 1 | 66.7% | 5.75% |
| 24 | Southwest Stage Funding | F | 6 | 2 | 0.0% | 7.95% |
| 25 | Synovus Bank | D | 5 | 3 | 40.0% | 6.88% |
What Worth County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Worth County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 503 | 169 | 43.7% | 7.13% | $125,000 |
| 2024 | 573 | 220 | 32.8% | 6.75% | $135,000 |
| 2025 | 586 | 251 | 25.8% | 6.75% | $125,000 |
Frequently asked questions
25.8% of applications in Worth County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 64 applications in 2025 and a denial rate of 50.0%.
The median mortgage application in Worth County in 2025 was for $125,000; the median property value on originated loans was $205,000.