Renasant Bank in Georgia vs the state
9.6%Denial rate-9.63 pts vs state
11.7%Decision denial rate-13.39 pts vs state
71.7%Origination rate+17.65 pts vs state
6.63%Median rate0.00 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$102kMedian applicant income
2,005Loans originated
268Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,571 | 1,759 | 10.8% | 6.88% | #40 |
| 2024 | 2,280 | 1,639 | 9.3% | 6.75% | #45 |
| 2025 | 2,795 | 2,005 | 9.6% | 6.63% | #39 |
What Renasant Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 392 | 256 | 35 | 8.9% |
| Gwinnett County | 257 | 193 | 15 | 5.8% |
| Lowndes County | 146 | 106 | 12 | 8.2% |
| DeKalb County | 142 | 87 | 17 | 12.0% |
| Cobb County | 103 | 71 | 9 | 8.7% |
| Chatham County | 93 | 68 | 8 | 8.6% |
| Bulloch County | 89 | 72 | 8 | 9.0% |
| Cherokee County | 77 | 47 | 11 | 14.3% |
| Clayton County | 73 | 45 | 6 | 8.2% |
| Dougherty County | 72 | 59 | 5 | 6.9% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 2,795 applications in 2025, of which 2,005 were originated and 268 denied.
9.6% of all applications, or 11.7% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Renasant Bank originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology