Tammac Holdings in Georgia vs the state
73.9%Denial rate+54.64 pts vs state
73.9%Decision denial rate+48.79 pts vs state
5.0%Origination rate-49.11 pts vs state
9.25%Median rate+2.63 pts vs state
3.22Rate spread (pts)+2.95 pts vs state
$60kMedian applicant income
12Loans originated
178Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 75 | 4 | 80.0% | 9.60% | #378 |
| 2025 | 241 | 12 | 73.9% | 9.25% | #225 |
What Tammac Holdings lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henry County | 31 | 3 | 23 | 74.2% |
| Jones County | 12 | 0 | 12 | 100.0% |
| Carroll County | 11 | 2 | 4 | 36.4% |
| Worth County | 9 | 0 | 7 | 77.8% |
| Tift County | 7 | 0 | 5 | 71.4% |
| Emanuel County | 6 | 0 | 5 | 83.3% |
| Liberty County | 6 | 0 | 6 | 100.0% |
| Berrien County | 6 | 0 | 5 | 83.3% |
| Toombs County | 6 | 0 | 4 | 66.7% |
| Colquitt County | 6 | 1 | 2 | 33.3% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 241 applications in 2025, of which 12 were originated and 178 denied.
73.9% of all applications, or 73.9% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Tammac Holdings originated in Georgia in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology