Largest lenders in Tift County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage | C | 104 | 75 | 22.1% | 6.49% |
| 2 | Vanderbilt Mortgage and Finance | F | 68 | 3 | 36.8% | 10.50% |
| 3 | 21st Mortgage | F | 62 | 8 | 53.2% | 8.88% |
| 4 | South Georgia Banking | C | 57 | 53 | 3.5% | — |
| 5 | United Shore Financial Services | B | 45 | 34 | 8.9% | 6.13% |
| 6 | Synovus Bank | D | 42 | 31 | 19.1% | 8.08% |
| 7 | Ameris Bank | B | 39 | 25 | 25.6% | 7.45% |
| 8 | Canopy Mortgage | B | 39 | 29 | 0.0% | 5.99% |
| 9 | Freedom Mortgage | B | 31 | 14 | 6.5% | 6.31% |
| 10 | Mortgage Research Center | C | 29 | 13 | 17.2% | 6.50% |
| 11 | Commercial Banking | C | 29 | 27 | 3.5% | — |
| 12 | Newrez | D | 25 | 9 | 24.0% | 6.75% |
| 13 | Truist Bank | C | 24 | 10 | 33.3% | 6.27% |
| 14 | BoxCar Mortgage | A | 23 | 19 | 0.0% | 6.38% |
| 15 | Pennymac Loan Services | C | 22 | 18 | 0.0% | 6.94% |
| 16 | Loansteady | A | 20 | 16 | 0.0% | 6.56% |
| 17 | Towne Mortgage | B | 18 | 17 | 0.0% | 6.38% |
| 18 | AmeriSave Mortgage | D | 17 | 1 | 88.2% | 7.50% |
| 19 | Triad Financial Services | D | 17 | 0 | 70.6% | — |
| 20 | Lakeview Loan Servicing | C | 15 | 3 | 40.0% | 6.25% |
| 21 | Navy Federal Credit Union | D | 13 | 0 | 53.9% | — |
| 22 | Carrington Mortgage Services | D | 12 | 1 | 66.7% | 8.38% |
| 23 | Broker Solutions | D | 12 | 3 | 0.0% | 6.75% |
| 24 | AgGeorgia Farm Credit, ACA | F | 11 | 3 | 18.2% | 8.05% |
| 25 | New Day Financial | F | 11 | 2 | 36.4% | 6.81% |
Best approval odds in Tift County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | South Georgia Banking | 55 | 3.6% |
| 2 | Rocket Mortgage | 98 | 23.5% |
What Tift County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Tift County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 920 | 473 | 27.6% | 6.75% | $155,000 |
| 2024 | 925 | 475 | 25.7% | 6.75% | $155,000 |
| 2025 | 1,088 | 558 | 23.0% | 6.63% | $155,000 |
Frequently asked questions
23.0% of applications in Tift County were denied in 2025, against 19.2% statewide in Georgia.
Rocket Mortgage, with 104 applications in 2025 and a denial rate of 22.1%.
The median mortgage application in Tift County in 2025 was for $155,000; the median property value on originated loans was $275,000.