Loansteady in Georgia vs the state
3.8%Denial rate-15.40 pts vs state
5.2%Decision denial rate-19.86 pts vs state
61.1%Origination rate+6.98 pts vs state
6.56%Median rate-0.06 pts vs state
0.24Rate spread (pts)-0.03 pts vs state
$100kMedian applicant income
80Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 106 | 86 | 0.9% | 6.50% | #322 |
| 2025 | 131 | 80 | 3.8% | 6.56% | #298 |
What Loansteady lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tift County | 20 | 16 | 0 | 0.0% |
| Effingham County | 11 | 6 | 1 | 9.1% |
| DeKalb County | 10 | 7 | 1 | 10.0% |
| Gwinnett County | 9 | 4 | 1 | 11.1% |
| Fulton County | 9 | 7 | 0 | 0.0% |
| Chatham County | 8 | 2 | 0 | 0.0% |
| Bulloch County | 5 | 4 | 0 | 0.0% |
| Paulding County | 5 | 2 | 1 | 20.0% |
| Liberty County | 5 | 0 | 0 | 0.0% |
| Bryan County | 4 | 2 | 1 | 25.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 131 applications in 2025, of which 80 were originated and 5 denied.
3.8% of all applications, or 5.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Loansteady originated in Georgia in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology