Largest lenders in Toombs County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 105 | 15 | 49.5% | 10.09% |
| 2 | Rocket Mortgage | C | 64 | 42 | 25.0% | 6.63% |
| 3 | Ameris Bank | B | 20 | 11 | 35.0% | 7.25% |
| 4 | Premier Mortgage Resources | B | 15 | 13 | 0.0% | 7.06% |
| 5 | Loandepot.Com | D | 14 | 6 | 42.9% | 5.93% |
| 6 | Truist Bank | C | 13 | 5 | 38.5% | 6.88% |
| 7 | Mortgage Research Center | C | 13 | 9 | 0.0% | 6.63% |
| 8 | Pennymac Loan Services | C | 12 | 1 | 16.7% | 6.00% |
| 9 | United Shore Financial Services | B | 11 | 8 | 18.2% | 6.13% |
| 10 | Navy Federal Credit Union | D | 11 | 4 | 54.6% | 6.06% |
| 11 | Vanderbilt Mortgage and Finance | F | 11 | 1 | 18.2% | 8.25% |
| 12 | FirstBank | C | 10 | 0 | 70.0% | — |
| 13 | Towne Mortgage | B | 9 | 8 | 0.0% | 6.19% |
| 14 | Freedom Mortgage | B | 9 | 5 | 0.0% | 6.25% |
| 15 | BoxCar Mortgage | A | 8 | 7 | 0.0% | 6.49% |
| 16 | Atlanta Postal | F | 8 | 2 | 50.0% | 9.50% |
| 17 | Newrez | D | 8 | 1 | 37.5% | 6.25% |
| 18 | Planet Home Lending | B | 7 | 6 | 14.3% | 6.00% |
| 19 | Crosscountry Mortgage | B | 6 | 2 | 0.0% | 5.98% |
| 20 | Lakeview Loan Servicing | C | 6 | 2 | 66.7% | 6.87% |
| 21 | Tammac Holdings | D | 6 | 0 | 66.7% | — |
| 22 | Southwest Stage Funding | F | 6 | 1 | 0.0% | 8.15% |
| 23 | Glennville Bank | C | 6 | 5 | 16.7% | — |
| 24 | AmeriSave Mortgage | D | 5 | 1 | 60.0% | 8.75% |
| 25 | New Day Financial | F | 5 | 0 | 20.0% | — |
Best approval odds in Toombs County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 61 | 26.2% |
| 2 | 21st Mortgage | 67 | 77.6% |
What Toombs County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Toombs County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 482 | 196 | 30.9% | 6.75% | $145,000 |
| 2024 | 513 | 224 | 26.9% | 6.81% | $145,000 |
| 2025 | 549 | 236 | 29.0% | 6.75% | $155,000 |
Frequently asked questions
29.0% of applications in Toombs County were denied in 2025, against 19.2% statewide in Georgia.
21st Mortgage, with 105 applications in 2025 and a denial rate of 49.5%.
The median mortgage application in Toombs County in 2025 was for $155,000; the median property value on originated loans was $235,000.