Premier Mortgage Resources in Georgia vs the state
3.0%Denial rate-16.26 pts vs state
4.5%Decision denial rate-20.60 pts vs state
63.1%Origination rate+8.96 pts vs state
6.63%Median rate0.00 pts vs state
0.49Rate spread (pts)+0.22 pts vs state
$94kMedian applicant income
512Loans originated
24Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 58 | 6.1% | 7.00% | #317 |
| 2024 | 530 | 348 | 3.6% | 6.75% | #138 |
| 2025 | 812 | 512 | 3.0% | 6.63% | #111 |
What Premier Mortgage Resources lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Premier Mortgage Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Stephens County | 76 | 58 | 0 | 0.0% |
| Glynn County | 68 | 55 | 0 | 0.0% |
| Gwinnett County | 49 | 27 | 1 | 2.0% |
| Habersham County | 44 | 31 | 2 | 4.5% |
| Hall County | 37 | 19 | 0 | 0.0% |
| Fulton County | 36 | 16 | 0 | 0.0% |
| DeKalb County | 33 | 11 | 6 | 18.2% |
| Forsyth County | 27 | 20 | 0 | 0.0% |
| Cobb County | 27 | 14 | 2 | 7.4% |
| Carroll County | 26 | 11 | 2 | 7.7% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 812 applications in 2025, of which 512 were originated and 24 denied.
3.0% of all applications, or 4.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Premier Mortgage Resources originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Premier Mortgage Resources's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology