Glynn County, Georgia · 2025

Mortgage lenders in Glynn County, GA: denial rates and top lenders (2025)

299 lenders acted on 3,491 mortgage applications for properties in Glynn County in 2025. 16.2% were denied (Georgia: 19.2%). Median rate on closed loans 6.50%; median loan $245,000; median property value $375,000.

3.5kApplications
16.2%Denial ratestate 19.2%
6.50%Median ratestate 6.63%
$245,000Median loan
$375,000Median property value

Largest lenders in Glynn County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 476399 7.8%6.38%
2 United Shore Financial Services B 172128 9.9%6.37%
3 Pennymac Loan Services C 14389 8.4%6.50%
4 United Community Bank B 11180 19.8%6.50%
5 Navy Federal Credit Union D 9542 25.3%7.75%
6 Freedom Mortgage B 7638 14.5%6.25%
7 Truist Bank C 7541 34.7%6.38%
8 Bank of America F 7518 36.0%6.18%
9 Dhi Mortgage Company B 7444 17.6%3.99%
10 Newrez D 7120 19.7%6.56%
11 Mortgage Research Center C 7128 26.8%6.19%
12 Presidential Bank B 7048 7.1%6.38%
13 Synovus Bank D 6837 19.1%7.05%
14 Premier Mortgage Resources B 6855 0.0%6.75%
15 Capital City Home Loans C 6051 3.3%6.63%
16 PrimeSouth Bank C 6060 0.0%6.87%
17 Southeastern Bank B 5151 0.0%
18 South Coast Bank & Trust 5043 8.0%
19 Kind Lending C 4734 23.4%6.75%
20 Vanderbilt Mortgage and Finance F 444 29.6%6.62%
21 Loandepot.Com D 4018 32.5%7.75%
22 21st Mortgage F 3811 34.2%8.93%
23 Spring Eq D 3611 52.8%8.95%
24 Lakeview Loan Servicing C 3513 42.9%6.75%
25 Ameris Bank B 3119 25.8%7.13%

Best approval odds in Glynn County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Glynn County borrowers applied for

By loan purpose

Home purchase 1,616 46% · 8.9% denied
Refinance 623 18% · 12.5% denied
Cash-out refinance 627 18% · 20.9% denied
Home improvement 264 8% · 34.5% denied
Other / HELOC 361 10% · 34.4% denied

By loan type

Conventional 2,484 71% · 17.1% denied
FHA 516 15% · 17.3% denied
VA 488 14% · 10.7% denied
USDA / RHS 3 0% · 66.7% denied

Why applications were denied

Debt-to-income ratio 175 31%
Credit history 117 21%
Incomplete application 95 17%
Collateral 79 14%
Other 56 10%
Unverifiable information 23 4%
Insufficient cash 11 2%

Glynn County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20232,9981,77618.7%6.88%$215,000
20243,0841,84918.1%6.76%$215,000
20253,4912,11116.2%6.50%$245,000

Frequently asked questions

16.2% of applications in Glynn County were denied in 2025, against 19.2% statewide in Georgia.

Rocket Mortgage, with 476 applications in 2025 and a denial rate of 7.8%.

The median mortgage application in Glynn County in 2025 was for $245,000; the median property value on originated loans was $375,000.