PrimeSouth Bank in Georgia vs the state
6.2%Denial rate-13.07 pts vs state
6.4%Decision denial rate-18.71 pts vs state
89.1%Origination rate+35.02 pts vs state
7.50%Median rate+0.88 pts vs state
1.22Rate spread (pts)+0.95 pts vs state
$94kMedian applicant income
319Loans originated
22Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 336 | 303 | 3.3% | 8.25% | #165 |
| 2024 | 332 | 300 | 5.7% | 8.50% | #179 |
| 2025 | 358 | 319 | 6.2% | 7.50% | #186 |
What PrimeSouth Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most PrimeSouth Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 87 | 75 | 8 | 9.2% |
| Ware County | 85 | 76 | 4 | 4.7% |
| Glynn County | 60 | 60 | 0 | 0.0% |
| Wayne County | 54 | 45 | 6 | 11.1% |
| Brantley County | 23 | 19 | 2 | 8.7% |
| Camden County | 16 | 16 | 0 | 0.0% |
| Liberty County | 6 | 6 | 0 | 0.0% |
| Bacon County | 6 | 4 | 0 | 0.0% |
| Long County | 4 | 4 | 0 | 0.0% |
| Effingham County | 3 | 3 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 358 applications in 2025, of which 319 were originated and 22 denied.
6.2% of all applications, or 6.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans PrimeSouth Bank originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are PrimeSouth Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology