Long County, Georgia · 2025

Mortgage lenders in Long County, GA: denial rates and top lenders (2025)

142 lenders acted on 1,624 mortgage applications for properties in Long County in 2025. 12.9% were denied (Georgia: 19.2%). Median rate on closed loans 6.25%; median loan $275,000; median property value $295,000.

1.6kApplications
12.9%Denial ratestate 19.2%
6.25%Median ratestate 6.63%
$275,000Median loan
$295,000Median property value

Largest lenders in Long County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Mortgage Research Center C 215137 11.6%6.50%
2 United Shore Financial Services B 136108 9.6%5.90%
3 Broker Solutions D 11384 0.9%6.50%
4 Navy Federal Credit Union D 9048 17.8%6.25%
5 Glennville Bank C 9074 8.9%
6 Guild Mortgage A 8468 0.0%6.25%
7 Freedom Mortgage B 8033 7.5%6.25%
8 Vanderbilt Mortgage and Finance F 6245 12.9%5.99%
9 Rocket Mortgage C 5942 17.0%6.31%
10 Pennymac Loan Services C 5424 11.1%5.81%
11 Newrez D 4019 12.5%6.13%
12 21st Mortgage F 357 37.1%8.45%
13 Mortgage Solutions of Colorado C 3020 3.3%7.50%
14 New Day Financial F 283 28.6%7.25%
15 LoanUnited.com C 2820 7.1%6.38%
16 Village Capital & Investment C 2710 18.5%5.75%
17 Planet Home Lending B 2018 5.0%5.99%
18 Carrington Mortgage Services D 199 31.6%6.13%
19 Guaranteed Rate B 156 13.3%6.31%
20 Equity Prime Mortgage D 157 20.0%6.38%
21 Movement Mortgage A 159 6.7%6.50%
22 Lakeview Loan Servicing C 133 38.5%5.63%
23 Renasant Bank B 117 27.3%7.40%
24 Nationstar Mortgage C 103 20.0%6.49%
25 The Federal Savings Bank C 103 10.0%6.25%

Best approval odds in Long County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

What Long County borrowers applied for

By loan purpose

Home purchase 823 51% · 8.0% denied
Refinance 413 25% · 8.7% denied
Cash-out refinance 285 18% · 24.6% denied
Home improvement 36 2% · 44.4% denied
Other / HELOC 67 4% · 32.8% denied

By loan type

Conventional 417 26% · 21.8% denied
FHA 158 10% · 11.4% denied
VA 1,035 64% · 9.7% denied
USDA / RHS 14 1% · 7.1% denied

Why applications were denied

Credit history 71 35%
Debt-to-income ratio 35 17%
Incomplete application 27 13%
Other 27 13%
Collateral 23 11%
Unverifiable information 13 6%
Insufficient cash 4 2%
Employment history 2 1%

Long County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
20231,32977916.0%6.63%$245,000
20241,55095315.4%6.38%$265,000
20251,62497612.9%6.25%$275,000

Frequently asked questions

12.9% of applications in Long County were denied in 2025, against 19.2% statewide in Georgia.

Mortgage Research Center, with 215 applications in 2025 and a denial rate of 11.6%.

The median mortgage application in Long County in 2025 was for $275,000; the median property value on originated loans was $295,000.