Equity Prime Mortgage in Georgia vs the state
11.1%Denial rate-8.08 pts vs state
21.5%Decision denial rate-3.58 pts vs state
40.0%Origination rate-14.06 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.03 pts vs state
$84kMedian applicant income
737Loans originated
205Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 826 | 502 | 2.7% | 6.75% | #92 |
| 2024 | 1,284 | 719 | 3.4% | 6.63% | #70 |
| 2025 | 1,841 | 737 | 11.1% | 6.63% | #53 |
What Equity Prime Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 144 | 45 | 24 | 16.7% |
| Gwinnett County | 125 | 47 | 25 | 20.0% |
| DeKalb County | 121 | 38 | 13 | 10.7% |
| Clayton County | 91 | 27 | 17 | 18.7% |
| Henry County | 90 | 37 | 12 | 13.3% |
| Cobb County | 84 | 34 | 12 | 14.3% |
| Muscogee County | 52 | 15 | 9 | 17.3% |
| Rockdale County | 49 | 19 | 4 | 8.2% |
| Chatham County | 48 | 21 | 5 | 10.4% |
| Douglas County | 43 | 15 | 6 | 14.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,841 applications in 2025, of which 737 were originated and 205 denied.
11.1% of all applications, or 21.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Equity Prime Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology