LoanUnited.com in Georgia vs the state
6.7%Denial rate-12.52 pts vs state
14.0%Decision denial rate-11.11 pts vs state
41.2%Origination rate-12.89 pts vs state
6.13%Median rate-0.50 pts vs state
0.01Rate spread (pts)-0.26 pts vs state
$100kMedian applicant income
412Loans originated
67Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 247 | 71 | 6.1% | 6.38% | #196 |
| 2024 | 592 | 278 | 2.7% | 6.25% | #128 |
| 2025 | 1,000 | 412 | 6.7% | 6.13% | #94 |
What LoanUnited.com lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 78 | 29 | 4 | 5.1% |
| Gwinnett County | 75 | 26 | 8 | 10.7% |
| DeKalb County | 63 | 28 | 3 | 4.8% |
| Henry County | 58 | 21 | 7 | 12.1% |
| Liberty County | 50 | 27 | 1 | 2.0% |
| Chatham County | 48 | 25 | 3 | 6.3% |
| Cobb County | 47 | 15 | 5 | 10.6% |
| Houston County | 40 | 17 | 4 | 10.0% |
| Paulding County | 33 | 11 | 2 | 6.1% |
| Long County | 28 | 20 | 2 | 7.1% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,000 applications in 2025, of which 412 were originated and 67 denied.
6.7% of all applications, or 14.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans LoanUnited.com originated in Georgia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology