Mortgage Solutions of Colorado in Georgia vs the state
5.8%Denial rate-13.38 pts vs state
7.3%Decision denial rate-17.76 pts vs state
63.5%Origination rate+9.44 pts vs state
7.75%Median rate+1.13 pts vs state
0.89Rate spread (pts)+0.62 pts vs state
$82kMedian applicant income
446Loans originated
41Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 500 | 293 | 8.0% | 7.75% | #131 |
| 2024 | 591 | 395 | 5.1% | 7.25% | #129 |
| 2025 | 702 | 446 | 5.8% | 7.75% | #120 |
What Mortgage Solutions of Colorado lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Richmond County | 42 | 27 | 3 | 7.1% |
| Henry County | 40 | 29 | 1 | 2.5% |
| Columbia County | 35 | 24 | 1 | 2.9% |
| Liberty County | 35 | 24 | 0 | 0.0% |
| DeKalb County | 33 | 16 | 4 | 12.1% |
| Fulton County | 31 | 13 | 4 | 12.9% |
| Long County | 30 | 20 | 1 | 3.3% |
| Chatham County | 27 | 18 | 1 | 3.7% |
| Cobb County | 27 | 12 | 1 | 3.7% |
| Clayton County | 26 | 15 | 1 | 3.8% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 702 applications in 2025, of which 446 were originated and 41 denied.
5.8% of all applications, or 7.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Mortgage Solutions of Colorado originated in Georgia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology