Planet Home Lending in Georgia vs the state
15.5%Denial rate-3.77 pts vs state
16.6%Decision denial rate-8.46 pts vs state
75.9%Origination rate+21.82 pts vs state
6.00%Median rate-0.63 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$89kMedian applicant income
1,125Loans originated
229Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 502 | 321 | 27.7% | 6.75% | #130 |
| 2024 | 947 | 700 | 19.3% | 6.38% | #90 |
| 2025 | 1,482 | 1,125 | 15.5% | 6.00% | #65 |
What Planet Home Lending lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 68 | 53 | 11 | 16.2% |
| Fulton County | 66 | 48 | 10 | 15.2% |
| Cobb County | 64 | 50 | 6 | 9.4% |
| Henry County | 56 | 43 | 11 | 19.6% |
| DeKalb County | 49 | 33 | 15 | 30.6% |
| Liberty County | 48 | 32 | 8 | 16.7% |
| Columbia County | 46 | 39 | 5 | 10.9% |
| Houston County | 45 | 36 | 3 | 6.7% |
| Cherokee County | 33 | 29 | 1 | 3.0% |
| Laurens County | 33 | 27 | 1 | 3.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,482 applications in 2025, of which 1,125 were originated and 229 denied.
15.5% of all applications, or 16.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Planet Home Lending originated in Georgia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology