CMG Mortgage · Georgia · 2025

CMG Mortgage in Georgia: approval rate, denial rate and rates (2025)

CMG Mortgage took 1,447 mortgage applications in Georgia in 2025, ranking #69 of 1,201 lenders active in the state. It originated 62.2% of them and denied 5.6% (7.4% of the applications it decided), against a statewide denial rate of 19.2%.

1.4kApplicationsin GA
7.4%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$285,000Median loanstate $235,000
$297MVolume99 counties

CMG Mortgage in Georgia vs the state

5.6%Denial rate-13.62 pts vs state
7.4%Decision denial rate-17.65 pts vs state
62.2%Origination rate+8.11 pts vs state
6.50%Median rate-0.13 pts vs state
0.19Rate spread (pts)-0.08 pts vs state
$108kMedian applicant income
900Loans originated
81Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6451,1343.5%6.75%#53
20241,4419134.7%6.63%#62
20251,4479005.6%6.50%#69

What CMG Mortgage lends in Georgia

By loan purpose

Home purchase 980 68% · 3.9% denied
Refinance 238 16% · 5.9% denied
Cash-out refinance 195 13% · 10.8% denied
Home improvement 2 0% · 100.0% denied
Other / HELOC 32 2% · 18.8% denied

By loan type

Conventional 753 52% · 5.4% denied
FHA 378 26% · 7.1% denied
VA 261 18% · 3.5% denied
USDA / RHS 55 4% · 7.3% denied

Why it denied Georgia applicants

Debt-to-income ratio 29 36%
Credit history 19 23%
Other 11 14%
Unverifiable information 7 9%
Collateral 6 7%
Incomplete application 4 5%
Insufficient cash 4 5%
Employment history 1 1%

Where in Georgia

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Muscogee County 1871404 2.1%
Fulton County 121663 2.5%
Catoosa County 89621 1.1%
Gwinnett County 75446 8.0%
Cobb County 69414 5.8%
Harris County 61463 4.9%
Walker County 59343 5.1%
DeKalb County 58275 8.6%
Forsyth County 49331 2.0%
Chatham County 40274 10.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 1,447 applications in 2025, of which 900 were originated and 81 denied.

5.6% of all applications, or 7.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans CMG Mortgage originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology