Ark-La-Tex Financial Services, LLC. in Georgia vs the state
1.1%Denial rate-18.12 pts vs state
1.5%Decision denial rate-23.57 pts vs state
70.8%Origination rate+16.66 pts vs state
6.38%Median rate-0.25 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$94kMedian applicant income
387Loans originated
6Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 554 | 351 | 5.8% | 6.63% | #115 |
| 2024 | 651 | 436 | 4.2% | 6.50% | #123 |
| 2025 | 547 | 387 | 1.1% | 6.38% | #144 |
What Ark-La-Tex Financial Services, LLC. lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Ark-La-Tex Financial Services, LLC. applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Muscogee County | 118 | 94 | 0 | 0.0% |
| Cobb County | 45 | 27 | 0 | 0.0% |
| Troup County | 44 | 34 | 0 | 0.0% |
| Harris County | 40 | 30 | 0 | 0.0% |
| Fulton County | 32 | 16 | 0 | 0.0% |
| Catoosa County | 29 | 26 | 0 | 0.0% |
| Cherokee County | 18 | 11 | 0 | 0.0% |
| DeKalb County | 17 | 9 | 2 | 11.8% |
| Walker County | 14 | 11 | 1 | 7.1% |
| Gwinnett County | 12 | 7 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 547 applications in 2025, of which 387 were originated and 6 denied.
1.1% of all applications, or 1.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Ark-La-Tex Financial Services, LLC. originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Ark-La-Tex Financial Services, LLC.'s own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology