Find a better mortgage lender

Greene County, Georgia · 2025

Mortgage lenders in Greene County, GA: denial rates and top lenders (2025)

209 lenders acted on 1,054 mortgage applications for properties in Greene County in 2025. 14.5% were denied (Georgia: 19.2%). Median rate on closed loans 6.50%; median loan $360,000; median property value $885,000.

1.1kApplications
14.5%Denial ratestate 19.2%
6.50%Median ratestate 6.63%
$360,000Median loan
$885,000Median property value

Largest lenders in Greene County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Banksouth Mortgage Company A 6957 1.5%6.50%
2 Truist Bank C 5529 34.6%5.94%
3 BankSouth A 5347 3.8%—
4 Rocket Mortgage C 4731 21.3%6.74%
5 United Shore Financial Services B 4635 8.7%6.50%
6 Synovus Bank D 3920 10.3%6.50%
7 Pulte Mortgage A 3320 0.0%6.56%
8 Fairway Independent Mortgage B 3023 3.3%6.75%
9 Bank of America F 2919 17.2%5.75%
10 Crosscountry Mortgage B 2915 6.9%6.58%
11 Pennymac Loan Services C 1810 5.6%6.19%
12 21st Mortgage F 184 55.6%9.97%
13 Vanderbilt Mortgage and Finance F 184 33.3%8.35%
14 Regions Bank C 178 23.5%5.75%
15 Ameris Bank B 168 31.3%7.12%
16 AmeriSave Mortgage D 155 53.3%8.38%
17 Newrez D 133 7.7%6.25%
18 Mortgage Research Center C 136 23.1%6.44%
19 Wells Fargo Bank B 125 8.3%6.50%
20 Morgan Stanley Private Bank A 1211 8.3%5.95%
21 Navy Federal Credit Union D 126 16.7%7.30%
22 Georgia'S Own F 125 16.7%5.63%
23 Better Mortgage F 105 20.0%7.00%
24 Freedom Mortgage B 104 10.0%5.75%
25 JPMorgan Chase Bank B 94 0.0%6.00%

Best approval odds in Greene County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Banksouth Mortgage Company581.7%

What Greene County borrowers applied for

By loan purpose

Home purchase 514 49% · 7.6% denied
Refinance 166 16% · 14.5% denied
Cash-out refinance 162 15% · 19.8% denied
Home improvement 87 8% · 31.0% denied
Other / HELOC 125 12% · 24.8% denied

By loan type

Conventional 892 85% · 14.0% denied
FHA 105 10% · 21.0% denied
VA 52 5% · 11.5% denied
USDA / RHS 5 0% · 0.0% denied

Why applications were denied

Debt-to-income ratio 47 32%
Credit history 33 22%
Incomplete application 19 13%
Collateral 16 11%
Other 13 9%
Unverifiable information 13 9%
Insufficient cash 5 3%
Employment history 1 1%

Greene County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202389757413.4%6.63%$355,000
202493057715.5%6.75%$355,000
20251,05464314.5%6.50%$360,000

Frequently asked questions

14.5% of applications in Greene County were denied in 2025, against 19.2% statewide in Georgia.

Banksouth Mortgage Company, with 69 applications in 2025 and a denial rate of 1.5%.

The median mortgage application in Greene County in 2025 was for $360,000; the median property value on originated loans was $885,000.