Wells Fargo Bank in Georgia vs the state
20.0%Denial rate+0.77 pts vs state
29.6%Decision denial rate+4.54 pts vs state
47.4%Origination rate-6.74 pts vs state
6.38%Median rate-0.25 pts vs state
0.13Rate spread (pts)-0.14 pts vs state
$91kMedian applicant income
1,509Loans originated
637Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,127 | 2,249 | 28.0% | 6.13% | #19 |
| 2024 | 3,898 | 1,612 | 27.0% | 6.38% | #27 |
| 2025 | 3,187 | 1,509 | 20.0% | 6.38% | #34 |
What Wells Fargo Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Wells Fargo Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 420 | 194 | 86 | 20.5% |
| Cobb County | 310 | 151 | 44 | 14.2% |
| DeKalb County | 301 | 136 | 65 | 21.6% |
| Gwinnett County | 297 | 129 | 76 | 25.6% |
| Cherokee County | 137 | 88 | 17 | 12.4% |
| Chatham County | 121 | 49 | 23 | 19.0% |
| Clayton County | 112 | 43 | 26 | 23.2% |
| Henry County | 79 | 43 | 11 | 13.9% |
| Douglas County | 68 | 35 | 13 | 19.1% |
| Hall County | 63 | 32 | 13 | 20.6% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,187 applications in 2025, of which 1,509 were originated and 637 denied.
20.0% of all applications, or 29.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Wells Fargo Bank originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Wells Fargo Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology