JPMorgan Chase Bank in Georgia vs the state
10.4%Denial rate-8.86 pts vs state
14.6%Decision denial rate-10.45 pts vs state
58.7%Origination rate+4.56 pts vs state
6.38%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.25 pts vs state
$111kMedian applicant income
2,140Loans originated
378Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,398 | 1,445 | 10.7% | 6.63% | #42 |
| 2024 | 3,525 | 2,174 | 9.4% | 6.50% | #29 |
| 2025 | 3,649 | 2,140 | 10.4% | 6.38% | #28 |
What JPMorgan Chase Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 691 | 408 | 62 | 9.0% |
| DeKalb County | 440 | 267 | 42 | 9.5% |
| Cobb County | 422 | 248 | 31 | 7.3% |
| Gwinnett County | 408 | 232 | 48 | 11.8% |
| Chatham County | 154 | 95 | 20 | 13.0% |
| Clayton County | 131 | 75 | 22 | 16.8% |
| Cherokee County | 110 | 58 | 8 | 7.3% |
| Forsyth County | 108 | 56 | 12 | 11.1% |
| Henry County | 96 | 45 | 18 | 18.8% |
| Douglas County | 67 | 36 | 6 | 9.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 3,649 applications in 2025, of which 2,140 were originated and 378 denied.
10.4% of all applications, or 14.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans JPMorgan Chase Bank originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology