Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $4.2B | 19,274 | 14.8% | 6.63% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $4.1B | 13,994 | 10.4% | 6.12% |
| 3 | Wells Fargo BankCharlotte, NC | B | $2.9B | 2,274 | 16.2% | 6.38% |
| 4 | Navy Federal Credit UnionVienna, VA | D | $2.2B | 19,395 | 19.3% | 7.75% |
| 5 | Truist BankCharlotte, NC | C | $1.9B | 11,838 | 31.6% | 6.49% |
| 6 | Mortgage Research CenterColumbia, MO | C | $1.8B | 9,000 | 16.7% | 6.25% |
| 7 | Atlantic Coast MortgageFairfax, VA | A | $1.5B | 4,256 | 1.8% | 6.49% |
| 8 | Freedom MortgageBoca Raton, FL | B | $1.5B | 8,029 | 6.5% | 6.25% |
| 9 | Movement MortgageLancaster, SC | A | $1.5B | 6,126 | 4.3% | 6.56% |
| 10 | Pennymac Loan ServicesWestlake Village, CA | C | $1.4B | 8,334 | 10.7% | 6.38% |
| 11 | Atlantic Bay Mortgage GroupVirginia Beach, VA | A | $1.4B | 5,193 | 1.5% | 6.50% |
| 12 | Crosscountry MortgageCleveland, OH | B | $1.4B | 4,339 | 3.2% | 6.58% |
| 13 | First Heritage MortgageFairfax, VA | A | $1.2B | 3,232 | 3.0% | 6.38% |
| 14 | Barings Multifamily CapitalPlano, TX | A | $1.2B | 10 | 0.0% | 5.03% |
| 15 | CMG MortgageSan Ramon, CA | A | $1.1B | 3,213 | 3.1% | 6.25% |
| 16 | NVR Mortgage FinanceReston, VA | B | $1.1B | 3,903 | 20.2% | 6.13% |
| 17 | Bank of AmericaCharlotte, NC | F | $1.1B | 6,584 | 31.9% | 6.24% |
| 18 | Berkeley Point CapitalMclean, VA | B | $1.0B | 31 | 0.0% | 4.32% |
| 19 | Prosperity Home MortgageFairfax, VA | A | $951M | 2,747 | 3.6% | 6.50% |
| 20 | Guaranteed RateChicago, IL | B | $942M | 3,164 | 4.9% | 6.25% |
| 21 | JPMorgan Chase BankColumbus, OH | B | $865M | 2,186 | 8.4% | 6.49% |
| 22 | Atlantic Union BankGlen Allen, VA | C | $848M | 4,871 | 24.3% | 7.50% |
| 23 | Intercoastal MortgageReston, VA | A | $836M | 1,651 | 2.1% | 6.38% |
| 24 | American Neighborhood Mortgage Acceptance CompanyMount Laurel, NJ | B | $818M | 3,519 | 3.1% | 6.50% |
| 25 | PNC BankWilmington, DE | D | $817M | 3,090 | 25.6% | 7.43% |
| 26 | Towne BankPortsmouth, VA | B | $806M | 2,614 | 7.2% | 6.75% |
| 27 | Alcova MortgageRoanoke, VA | A | $803M | 3,262 | 2.8% | 6.63% |
| 28 | NewrezWilmington, DE | D | $756M | 6,390 | 16.4% | 6.38% |
| 29 | Fairway Independent MortgageMadison, WI | B | $745M | 2,305 | 5.0% | 6.50% |
| 30 | Virginia Credit UnionNorth Chesterfield, VA | D | $645M | 5,365 | 17.8% | 6.24% |
| 31 | NFMLinthicum, MD | A | $588M | 1,588 | 1.5% | 6.63% |
| 32 | Loandepot.ComIrvine, CA | D | $584M | 3,738 | 21.1% | 6.99% |
| 33 | Capital CenterGlen Allen, VA | C | $580M | 2,546 | 12.0% | 6.38% |
| 34 | United BankVienna, VA | C | $548M | 1,944 | 15.8% | 6.49% |
| 35 | Berkadia Commercial MortgageAmbler, PA | B | $531M | 27 | 3.7% | 5.50% |
| 36 | C & F MortgageMidlothian, VA | A | $506M | 1,859 | 2.2% | 6.50% |
| 37 | First Savings MortgageMclean, VA | A | $498M | 955 | 0.8% | 6.50% |
| 38 | Manufacturers and Traders TrustBuffalo, NY | C | $481M | 1,564 | 28.5% | 5.99% |
| 39 | Fulton BankLancaster, PA | C | $440M | 1,140 | 12.6% | 6.49% |
| 40 | Southern Trust MortgageVirginia Beach, VA | B | $440M | 1,853 | 3.8% | 6.50% |
| 41 | Guild MortgageSan Diego, CA | A | $417M | 1,475 | 4.2% | 6.50% |
| 42 | Pgim Real Estate Agency FinancingWilmington, DE | B | $395M | 14 | 0.0% | 5.12% |
| 43 | U.S. BankCincinnati, OH | D | $374M | 1,665 | 29.0% | 6.63% |
| 44 | Pentagon Federal Credit UnionMclean, VA | F | $368M | 2,773 | 27.8% | 7.63% |
| 45 | Nationstar MortgageCoppell, TX | C | $359M | 2,539 | 12.1% | 7.99% |
| 46 | LANGLEY Federal Credit UnionNewport News, VA | C | $358M | 3,618 | 20.0% | 6.99% |
| 47 | Citizens BankProvidence, RI | C | $354M | 1,634 | 24.4% | 7.65% |
| 48 | First National Bank of PennsylvaniaHermitage, PA | B | $344M | 945 | 16.7% | 6.25% |
| 49 | Integrity Home MortgageWinchester, VA | B | $324M | 1,310 | 3.1% | 6.63% |
| 50 | Walker & DunlopBethesda, MD | C | $319M | 20 | 15.0% | 5.39% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
