Crosscountry Mortgage in Virginia vs the state
3.2%Denial rate-12.76 pts vs state
4.4%Decision denial rate-15.85 pts vs state
67.7%Origination rate+8.19 pts vs state
6.58%Median rate-0.05 pts vs state
0.28Rate spread (pts)+0.06 pts vs state
$131kMedian applicant income
2,938Loans originated
138Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,684 | 797 | 3.4% | 6.75% | #41 |
| 2024 | 2,249 | 1,404 | 1.9% | 6.63% | #35 |
| 2025 | 4,339 | 2,938 | 3.2% | 6.58% | #15 |
What Crosscountry Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 760 | 536 | 13 | 1.7% |
| Virginia Beach city | 250 | 183 | 6 | 2.4% |
| Loudoun County | 242 | 170 | 7 | 2.9% |
| Prince William County | 219 | 147 | 10 | 4.6% |
| Frederick County | 190 | 145 | 6 | 3.2% |
| Chesterfield County | 166 | 113 | 10 | 6.0% |
| Shenandoah County | 147 | 110 | 6 | 4.1% |
| Chesapeake city | 141 | 103 | 5 | 3.5% |
| Arlington County | 123 | 86 | 1 | 0.8% |
| Norfolk city | 119 | 81 | 3 | 2.5% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 4,339 applications in 2025, of which 2,938 were originated and 138 denied.
3.2% of all applications, or 4.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Crosscountry Mortgage originated in Virginia in 2025 was 6.58%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology