American Neighborhood Mortgage Acceptance Company in Virginia vs the state
3.1%Denial rate-12.84 pts vs state
4.1%Decision denial rate-16.13 pts vs state
71.6%Origination rate+12.09 pts vs state
6.50%Median rate-0.13 pts vs state
0.23Rate spread (pts)+0.01 pts vs state
$97kMedian applicant income
2,520Loans originated
109Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,728 | 1,996 | 3.1% | 6.75% | #21 |
| 2024 | 2,979 | 2,124 | 2.4% | 6.63% | #22 |
| 2025 | 3,519 | 2,520 | 3.1% | 6.50% | #20 |
What American Neighborhood Mortgage Acceptance Company lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most American Neighborhood Mortgage Acceptance Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 579 | 436 | 11 | 1.9% |
| Chesapeake city | 472 | 377 | 13 | 2.8% |
| Norfolk city | 355 | 254 | 9 | 2.5% |
| Hampton city | 304 | 218 | 15 | 4.9% |
| Portsmouth city | 276 | 195 | 10 | 3.6% |
| Suffolk city | 253 | 170 | 8 | 3.2% |
| Newport News city | 243 | 181 | 13 | 5.3% |
| Isle of Wight County | 96 | 81 | 0 | 0.0% |
| York County | 78 | 57 | 1 | 1.3% |
| Chesterfield County | 69 | 42 | 2 | 2.9% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 3,519 applications in 2025, of which 2,520 were originated and 109 denied.
3.1% of all applications, or 4.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans American Neighborhood Mortgage Acceptance Company originated in Virginia in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Neighborhood Mortgage Acceptance Company's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology