Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Bangor Savings BankBangor, ME | B | $856M | 4,518 | 17.2% | 7.25% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $735M | 2,675 | 9.1% | 6.50% |
| 3 | The Camden National BankCamden, ME | A | $549M | 2,559 | 13.2% | 6.99% |
| 4 | CMG MortgageSan Ramon, CA | A | $547M | 2,251 | 4.2% | 6.63% |
| 5 | Guild MortgageSan Diego, CA | A | $443M | 1,838 | 5.3% | 6.63% |
| 6 | Rocket MortgagePlymouth, MI | C | $402M | 2,628 | 22.9% | 6.75% |
| 7 | Kennebec Savings BankAugusta, ME | B | $228M | 1,493 | 9.6% | 7.00% |
| 8 | Maine Community BankPortland, ME | C | $197M | 812 | 14.2% | — |
| 9 | Norway Savings BankNorway, ME | B | $191M | 928 | 15.4% | 7.25% |
| 10 | Androscoggin Savings BankLewiston, ME | A | $184M | 456 | 2.0% | 6.63% |
| 11 | TD BankWilmington, DE | D | $181M | 1,244 | 20.2% | 7.35% |
| 12 | First National BankDamariscotta, ME | C | $178M | 909 | 8.8% | 7.50% |
| 13 | Mortgage Research CenterColumbia, MO | C | $156M | 1,104 | 17.6% | 6.25% |
| 14 | Crosscountry MortgageCleveland, OH | B | $150M | 601 | 4.2% | 6.63% |
| 15 | Broker SolutionsTustin, CA | D | $134M | 876 | 10.3% | 6.75% |
| 16 | Machias Savings BankMachias, ME | D | $129M | 837 | 21.9% | 7.50% |
| 17 | Fairway Independent MortgageMadison, WI | B | $122M | 509 | 3.5% | 6.63% |
| 18 | Northpoint MortgageSturbridge, MA | A | $119M | 431 | 2.6% | 6.63% |
| 19 | Guaranteed RateChicago, IL | B | $113M | 500 | 5.8% | 6.50% |
| 20 | Freedom MortgageBoca Raton, FL | B | $106M | 749 | 7.6% | 6.25% |
| 21 | Total Mortgage ServicesMilford, CT | B | $104M | 441 | 3.6% | 6.88% |
| 22 | U.S. BankCincinnati, OH | D | $99M | 334 | 21.0% | 6.63% |
| 23 | Saco & Biddeford Savings InstitutionSaco, ME | C | $97M | 276 | 6.9% | — |
| 24 | Pennymac Loan ServicesWestlake Village, CA | C | $96M | 654 | 12.5% | 6.50% |
| 25 | Wells Fargo BankCharlotte, NC | B | $94M | 131 | 13.0% | 6.38% |
| 26 | Kennebunk Savings BankKennebunk, ME | D | $92M | 447 | 22.8% | — |
| 27 | Town & Country Federal Credit UnionSouth Portland, ME | C | $90M | 935 | 17.0% | 7.24% |
| 28 | Loandepot.ComIrvine, CA | D | $88M | 660 | 28.3% | 6.88% |
| 29 | Cuso MortgageHampden, ME | C | $87M | 481 | 18.1% | 6.63% |
| 30 | Bank of AmericaCharlotte, NC | F | $87M | 712 | 30.8% | 6.13% |
| 31 | Maine State Credit UnionAugusta, ME | D | $86M | 645 | 22.0% | — |
| 32 | Evergreen Credit UnionPortland, ME | D | $79M | 976 | 30.6% | 6.50% |
| 33 | Maine Savings Federal Credit UnionHampden, | B | $79M | 889 | 18.8% | 7.25% |
| 34 | Bar Harbor Bank & TrustBar Harbor, ME | D | $79M | 361 | 19.7% | 7.25% |
| 35 | Navy Federal Credit UnionVienna, VA | D | $78M | 621 | 17.1% | 7.25% |
| 36 | JPMorgan Chase BankColumbus, OH | B | $76M | 279 | 13.3% | 6.38% |
| 37 | Bath Savings InstitutionBath, ME | C | $73M | 296 | 12.2% | 7.00% |
| 38 | NewrezWilmington, DE | D | $71M | 857 | 18.7% | 6.63% |
| 39 | Citizens BankProvidence, RI | C | $69M | 412 | 22.8% | 7.40% |
| 40 | Paramount Residential Mortgage GroupCorona, CA | B | $68M | 215 | 5.1% | 6.63% |
| 41 | Sis Bancorp, MHCSanford, ME | B | $64M | 296 | 8.5% | 7.50% |
| 42 | Lighthouse Federal Credit UnionPortsmouth, NH | D | $61M | 597 | 30.3% | 7.49% |
| 43 | Rockland TrustRockland, MA | C | $60M | 37 | 27.0% | 6.31% |
| 44 | T2 FinancialWesterville, OH | B | $60M | 265 | 5.3% | 6.63% |
| 45 | Leaderone FinancialOverland Park, KS | D | $58M | 260 | 7.7% | 6.75% |
| 46 | Nationstar MortgageCoppell, TX | C | $57M | 437 | 14.9% | 7.38% |
| 47 | Affordable Mortgage Advisors, LLC.Pittsburgh, PA | B | $52M | 162 | 0.0% | 6.25% |
| 48 | Skowhegan Savings BankSkowhegan, ME | D | $51M | 308 | 22.4% | — |
| 49 | Morgan Stanley Private BankNew York, NY | A | $48M | 77 | 0.0% | 5.93% |
| 50 | Katahdin TrustHoulton, ME | C | $47M | 217 | 15.7% | — |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
