TD Bank in Maine vs the state
20.2%Denial rate+3.85 pts vs state
26.2%Decision denial rate+6.15 pts vs state
56.2%Origination rate-5.98 pts vs state
7.35%Median rate+0.48 pts vs state
0.31Rate spread (pts)-0.02 pts vs state
$100kMedian applicant income
699Loans originated
251Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,323 | 789 | 23.8% | 7.99% | #8 |
| 2024 | 1,273 | 759 | 21.8% | 8.44% | #8 |
| 2025 | 1,244 | 699 | 20.2% | 7.35% | #8 |
What TD Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 460 | 277 | 74 | 16.1% |
| York County | 231 | 120 | 52 | 22.5% |
| Penobscot County | 110 | 49 | 34 | 30.9% |
| Androscoggin County | 94 | 53 | 18 | 19.1% |
| Oxford County | 60 | 37 | 15 | 25.0% |
| Kennebec County | 56 | 31 | 10 | 17.9% |
| Aroostook County | 44 | 25 | 10 | 22.7% |
| Hancock County | 39 | 19 | 9 | 23.1% |
| Somerset County | 31 | 17 | 8 | 25.8% |
| Knox County | 28 | 20 | 4 | 14.3% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
| Town & Country Federal Credit Union | C | 935 | 17.0% | 7.24% |
Frequently asked questions
Maine: 1,244 applications in 2025, of which 699 were originated and 251 denied.
20.2% of all applications, or 26.2% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans TD Bank originated in Maine in 2025 was 7.35%, against a statewide median of 6.88%.
About this data. Figures are TD Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology