Bangor Savings Bank in Maine vs the state
17.2%Denial rate+0.85 pts vs state
19.4%Decision denial rate-0.70 pts vs state
70.8%Origination rate+8.64 pts vs state
7.25%Median rate+0.38 pts vs state
0.26Rate spread (pts)-0.07 pts vs state
$115kMedian applicant income
3,199Loans originated
776Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,802 | 2,623 | 19.0% | 7.25% | #1 |
| 2024 | 4,337 | 3,031 | 18.4% | 7.50% | #1 |
| 2025 | 4,518 | 3,199 | 17.2% | 7.25% | #1 |
What Bangor Savings Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Bangor Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 1,163 | 838 | 182 | 15.6% |
| Penobscot County | 821 | 613 | 136 | 16.6% |
| York County | 513 | 357 | 77 | 15.0% |
| Kennebec County | 284 | 213 | 36 | 12.7% |
| Waldo County | 246 | 163 | 57 | 23.2% |
| Androscoggin County | 209 | 143 | 43 | 20.6% |
| Hancock County | 199 | 138 | 38 | 19.1% |
| Somerset County | 194 | 135 | 37 | 19.1% |
| Knox County | 191 | 133 | 38 | 19.9% |
| Franklin County | 127 | 84 | 21 | 16.5% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
| Town & Country Federal Credit Union | C | 935 | 17.0% | 7.24% |
Frequently asked questions
Maine: 4,518 applications in 2025, of which 3,199 were originated and 776 denied.
17.2% of all applications, or 19.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Bangor Savings Bank originated in Maine in 2025 was 7.25%, against a statewide median of 6.88%.
About this data. Figures are Bangor Savings Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology