Town & Country Federal Credit Union in Maine vs the state
17.0%Denial rate+0.68 pts vs state
18.5%Decision denial rate-1.57 pts vs state
69.3%Origination rate+7.13 pts vs state
7.24%Median rate+0.37 pts vs state
0.81Rate spread (pts)+0.48 pts vs state
$110kMedian applicant income
648Loans originated
159Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 826 | 579 | 13.1% | 7.24% | #13 |
| 2024 | 1,012 | 710 | 15.3% | 6.99% | #9 |
| 2025 | 935 | 648 | 17.0% | 7.24% | #11 |
What Town & Country Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Town & Country Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 566 | 394 | 94 | 16.6% |
| York County | 265 | 187 | 49 | 18.5% |
| Androscoggin County | 35 | 25 | 3 | 8.6% |
| Kennebec County | 14 | 7 | 4 | 28.6% |
| Oxford County | 14 | 7 | 4 | 28.6% |
| Knox County | 12 | 9 | 1 | 8.3% |
| Sagadahoc County | 10 | 7 | 2 | 20.0% |
| Penobscot County | 4 | 2 | 0 | 0.0% |
| Somerset County | 4 | 1 | 2 | 50.0% |
| Waldo County | 3 | 3 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 935 applications in 2025, of which 648 were originated and 159 denied.
17.0% of all applications, or 18.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Town & Country Federal Credit Union originated in Maine in 2025 was 7.24%, against a statewide median of 6.88%.
About this data. Figures are Town & Country Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology