Rocket Mortgage in Maine vs the state
22.9%Denial rate+6.58 pts vs state
24.8%Decision denial rate+4.67 pts vs state
67.5%Origination rate+5.37 pts vs state
6.75%Median rate-0.13 pts vs state
0.70Rate spread (pts)+0.37 pts vs state
$94kMedian applicant income
1,775Loans originated
602Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,704 | 1,183 | 20.8% | 6.63% | #3 |
| 2024 | 2,006 | 1,472 | 18.0% | 6.75% | #4 |
| 2025 | 2,628 | 1,775 | 22.9% | 6.75% | #3 |
What Rocket Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 433 | 299 | 93 | 21.5% |
| Cumberland County | 424 | 305 | 72 | 17.0% |
| Penobscot County | 303 | 215 | 61 | 20.1% |
| Kennebec County | 243 | 159 | 60 | 24.7% |
| Androscoggin County | 231 | 153 | 52 | 22.5% |
| Oxford County | 143 | 87 | 44 | 30.8% |
| Somerset County | 124 | 75 | 34 | 27.4% |
| Aroostook County | 121 | 76 | 40 | 33.1% |
| Waldo County | 102 | 66 | 25 | 24.5% |
| Hancock County | 102 | 72 | 23 | 22.5% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
| Town & Country Federal Credit Union | C | 935 | 17.0% | 7.24% |
Frequently asked questions
Maine: 2,628 applications in 2025, of which 1,775 were originated and 602 denied.
22.9% of all applications, or 24.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Rocket Mortgage originated in Maine in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology