Guild Mortgage in Maine vs the state
5.3%Denial rate-11.00 pts vs state
6.6%Decision denial rate-13.51 pts vs state
73.3%Origination rate+11.12 pts vs state
6.63%Median rate-0.25 pts vs state
0.34Rate spread (pts)+0.01 pts vs state
$106kMedian applicant income
1,347Loans originated
98Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,505 | 1,065 | 5.2% | 6.99% | #4 |
| 2024 | 1,864 | 1,343 | 3.8% | 6.75% | #6 |
| 2025 | 1,838 | 1,347 | 5.3% | 6.63% | #6 |
What Guild Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 515 | 368 | 24 | 4.7% |
| Kennebec County | 321 | 222 | 18 | 5.6% |
| Androscoggin County | 297 | 234 | 16 | 5.4% |
| York County | 245 | 169 | 16 | 6.5% |
| Oxford County | 119 | 92 | 6 | 5.0% |
| Somerset County | 59 | 46 | 5 | 8.5% |
| Penobscot County | 56 | 44 | 3 | 5.4% |
| Sagadahoc County | 43 | 29 | 1 | 2.3% |
| Franklin County | 38 | 29 | 1 | 2.6% |
| Lincoln County | 35 | 26 | 4 | 11.4% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
| Town & Country Federal Credit Union | C | 935 | 17.0% | 7.24% |
Frequently asked questions
Maine: 1,838 applications in 2025, of which 1,347 were originated and 98 denied.
5.3% of all applications, or 6.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Guild Mortgage originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology