The Camden National Bank in Maine vs the state
13.2%Denial rate-3.12 pts vs state
15.5%Decision denial rate-4.54 pts vs state
70.1%Origination rate+7.94 pts vs state
6.99%Median rate+0.12 pts vs state
-0.21Rate spread (pts)-0.54 pts vs state
$126kMedian applicant income
1,794Loans originated
338Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,068 | 1,427 | 11.7% | 7.50% | #2 |
| 2024 | 2,225 | 1,582 | 11.8% | 7.49% | #2 |
| 2025 | 2,559 | 1,794 | 13.2% | 6.99% | #4 |
What The Camden National Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most The Camden National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 399 | 300 | 17 | 4.3% |
| York County | 359 | 273 | 28 | 7.8% |
| Knox County | 277 | 182 | 49 | 17.7% |
| Hancock County | 238 | 164 | 45 | 18.9% |
| Kennebec County | 236 | 175 | 35 | 14.8% |
| Penobscot County | 219 | 145 | 31 | 14.2% |
| Waldo County | 193 | 125 | 28 | 14.5% |
| Lincoln County | 160 | 106 | 28 | 17.5% |
| Androscoggin County | 97 | 68 | 17 | 17.5% |
| Somerset County | 95 | 65 | 18 | 18.9% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
| Town & Country Federal Credit Union | C | 935 | 17.0% | 7.24% |
Frequently asked questions
Maine: 2,559 applications in 2025, of which 1,794 were originated and 338 denied.
13.2% of all applications, or 15.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans The Camden National Bank originated in Maine in 2025 was 6.99%, against a statewide median of 6.88%.
About this data. Figures are The Camden National Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology